LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,998
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,305
−HK$1,327/mo
Today · 4.125%
HK$44,632
baseline
▲ 0.50% · 4.625%
HK$47,348
+HK$2,716/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,264/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,723
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,976
−HK$1,271/mo
Today · 4.125%
HK$49,247
baseline
▲ 0.50% · 4.625%
HK$51,843
+HK$2,596/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,494/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,398
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,966
−HK$1,592/mo
Today · 4.125%
HK$53,558
baseline
▲ 0.50% · 4.625%
HK$56,817
+HK$3,259/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,116/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,067
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,571
−HK$1,525/mo
Today · 4.125%
HK$59,096
baseline
▲ 0.50% · 4.625%
HK$62,211
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,192/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,798
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,627
−HK$1,858/mo
Today · 4.125%
HK$62,485
baseline
▲ 0.50% · 4.625%
HK$66,287
+HK$3,802/mo
Deposit HK$5.53M · loan HK$12.89M · min. income ≈ HK$124,970/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,412
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,166
−HK$1,780/mo
Today · 4.125%
HK$68,946
baseline
▲ 0.50% · 4.625%
HK$72,580
+HK$3,634/mo
Deposit HK$5.53M · loan HK$12.89M · min. income ≈ HK$137,892/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,597
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,948
−HK$2,389/mo
Today · 4.125%
HK$80,337
baseline
▲ 0.50% · 4.625%
HK$85,226
+HK$4,889/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,674/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,101
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,356
−HK$2,289/mo
Today · 4.125%
HK$88,645
baseline
▲ 0.50% · 4.625%
HK$93,317
+HK$4,672/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,290/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,684 · Scale 2, in force from 26 Feb 2026)