LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,003
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,310
−HK$1,327/mo
Today · 4.125%
HK$44,637
baseline
▲ 0.50% · 4.625%
HK$47,353
+HK$2,716/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,274/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,728
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,981
−HK$1,272/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$51,849
+HK$2,596/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,404
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,972
−HK$1,592/mo
Today · 4.125%
HK$53,564
baseline
▲ 0.50% · 4.625%
HK$56,824
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,128/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,074
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,577
−HK$1,526/mo
Today · 4.125%
HK$59,103
baseline
▲ 0.50% · 4.625%
HK$62,218
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,206/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,804
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,633
−HK$1,859/mo
Today · 4.125%
HK$62,492
baseline
▲ 0.50% · 4.625%
HK$66,294
+HK$3,802/mo
Deposit HK$5.53M · loan HK$12.89M · min. income ≈ HK$124,984/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,419
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,174
−HK$1,780/mo
Today · 4.125%
HK$68,954
baseline
▲ 0.50% · 4.625%
HK$72,588
+HK$3,634/mo
Deposit HK$5.53M · loan HK$12.89M · min. income ≈ HK$137,908/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,605
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,957
−HK$2,390/mo
Today · 4.125%
HK$80,347
baseline
▲ 0.50% · 4.625%
HK$85,236
+HK$4,889/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,694/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,110
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,366
−HK$2,289/mo
Today · 4.125%
HK$88,655
baseline
▲ 0.50% · 4.625%
HK$93,328
+HK$4,673/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,310/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,762 · Scale 2, in force from 26 Feb 2026)