LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,004
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,311
−HK$1,327/mo
Today · 4.125%
HK$44,638
baseline
▲ 0.50% · 4.625%
HK$47,354
+HK$2,716/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,276/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,729
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,982
−HK$1,272/mo
Today · 4.125%
HK$49,254
baseline
▲ 0.50% · 4.625%
HK$51,850
+HK$2,596/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,508/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,405
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,973
−HK$1,593/mo
Today · 4.125%
HK$53,566
baseline
▲ 0.50% · 4.625%
HK$56,825
+HK$3,259/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,132/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,075
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,579
−HK$1,525/mo
Today · 4.125%
HK$59,104
baseline
▲ 0.50% · 4.625%
HK$62,220
+HK$3,116/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,208/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,806
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,635
−HK$1,858/mo
Today · 4.125%
HK$62,493
baseline
▲ 0.50% · 4.625%
HK$66,296
+HK$3,803/mo
Deposit HK$5.53M · loan HK$12.89M · min. income ≈ HK$124,986/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,421
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,175
−HK$1,780/mo
Today · 4.125%
HK$68,955
baseline
▲ 0.50% · 4.625%
HK$72,590
+HK$3,635/mo
Deposit HK$5.53M · loan HK$12.89M · min. income ≈ HK$137,910/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,607
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,959
−HK$2,389/mo
Today · 4.125%
HK$80,348
baseline
▲ 0.50% · 4.625%
HK$85,237
+HK$4,889/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,696/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,112
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,368
−HK$2,289/mo
Today · 4.125%
HK$88,657
baseline
▲ 0.50% · 4.625%
HK$93,330
+HK$4,673/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,314/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,778 · Scale 2, in force from 26 Feb 2026)