LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,006
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,313
−HK$1,327/mo
Today · 4.125%
HK$44,640
baseline
▲ 0.50% · 4.625%
HK$47,357
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,280/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,732
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,985
−HK$1,271/mo
Today · 4.125%
HK$49,256
baseline
▲ 0.50% · 4.625%
HK$51,853
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,512/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,408
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,975
−HK$1,594/mo
Today · 4.125%
HK$53,569
baseline
▲ 0.50% · 4.625%
HK$56,828
+HK$3,259/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,138/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,078
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,582
−HK$1,526/mo
Today · 4.125%
HK$59,108
baseline
▲ 0.50% · 4.625%
HK$62,223
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,216/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,809
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,638
−HK$1,859/mo
Today · 4.125%
HK$62,497
baseline
▲ 0.50% · 4.625%
HK$66,299
+HK$3,802/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$124,994/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,424
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,179
−HK$1,780/mo
Today · 4.125%
HK$68,959
baseline
▲ 0.50% · 4.625%
HK$72,594
+HK$3,635/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,918/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,611
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,963
−HK$2,390/mo
Today · 4.125%
HK$80,353
baseline
▲ 0.50% · 4.625%
HK$85,242
+HK$4,889/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,706/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,117
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,373
−HK$2,288/mo
Today · 4.125%
HK$88,661
baseline
▲ 0.50% · 4.625%
HK$93,335
+HK$4,674/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,322/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,815 · Scale 2, in force from 26 Feb 2026)