LTV · monthly repayment
▼ 0.50% · 3.625%
HK$420,081
−HK$26,343/mo
▼ 0.25% · 3.875%
HK$433,148
−HK$13,276/mo
Today · 4.125%
HK$446,424
baseline
▲ 0.50% · 4.625%
HK$473,588
+HK$27,164/mo
Deposit HK$92.11M · loan HK$92.11M · min. income ≈ HK$892,848/mo (50% DSR)
Upfront cash ≈ HK$104.09M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$467,336
−HK$25,249/mo
▼ 0.25% · 3.875%
HK$479,870
−HK$12,715/mo
Today · 4.125%
HK$492,585
baseline
▲ 0.50% · 4.625%
HK$518,550
+HK$25,965/mo
Deposit HK$92.11M · loan HK$92.11M · min. income ≈ HK$985,170/mo (50% DSR)
Upfront cash ≈ HK$104.09M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$504,098
−HK$31,611/mo
▼ 0.25% · 3.875%
HK$519,778
−HK$15,931/mo
Today · 4.125%
HK$535,709
baseline
▲ 0.50% · 4.625%
HK$568,306
+HK$32,597/mo
Deposit HK$73.69M · loan HK$110.54M · min. income ≈ HK$1,071,418/mo (50% DSR)
Upfront cash ≈ HK$85.66M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$560,804
−HK$30,298/mo
▼ 0.25% · 3.875%
HK$575,844
−HK$15,258/mo
Today · 4.125%
HK$591,102
baseline
▲ 0.50% · 4.625%
HK$622,260
+HK$31,158/mo
Deposit HK$73.69M · loan HK$110.54M · min. income ≈ HK$1,182,204/mo (50% DSR)
Upfront cash ≈ HK$85.66M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$588,114
−HK$36,880/mo
▼ 0.25% · 3.875%
HK$606,408
−HK$18,586/mo
Today · 4.125%
HK$624,994
baseline
▲ 0.50% · 4.625%
HK$663,023
+HK$38,029/mo
Deposit HK$55.27M · loan HK$128.96M · min. income ≈ HK$1,249,988/mo (50% DSR)
Upfront cash ≈ HK$67.24M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$654,271
−HK$35,348/mo
▼ 0.25% · 3.875%
HK$671,818
−HK$17,801/mo
Today · 4.125%
HK$689,619
baseline
▲ 0.50% · 4.625%
HK$725,970
+HK$36,351/mo
Deposit HK$55.27M · loan HK$128.96M · min. income ≈ HK$1,379,238/mo (50% DSR)
Upfront cash ≈ HK$67.24M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$756,147
−HK$47,417/mo
▼ 0.25% · 3.875%
HK$779,667
−HK$23,897/mo
Today · 4.125%
HK$803,564
baseline
▲ 0.50% · 4.625%
HK$852,459
+HK$48,895/mo
Deposit HK$18.42M · loan HK$165.80M · min. income ≈ HK$1,607,128/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$841,205
−HK$45,448/mo
▼ 0.25% · 3.875%
HK$863,766
−HK$22,887/mo
Today · 4.125%
HK$886,653
baseline
▲ 0.50% · 4.625%
HK$933,390
+HK$46,737/mo
Deposit HK$18.42M · loan HK$165.80M · min. income ≈ HK$1,773,306/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$11,974,659 · Scale 2, in force from 26 Feb 2026)