LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,008
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,315
−HK$1,328/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$47,359
+HK$2,716/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,734
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,987
−HK$1,272/mo
Today · 4.125%
HK$49,259
baseline
▲ 0.50% · 4.625%
HK$51,855
+HK$2,596/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,518/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,410
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,978
−HK$1,593/mo
Today · 4.125%
HK$53,571
baseline
▲ 0.50% · 4.625%
HK$56,831
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,142/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,081
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,585
−HK$1,526/mo
Today · 4.125%
HK$59,111
baseline
▲ 0.50% · 4.625%
HK$62,226
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,222/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,812
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,641
−HK$1,859/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$66,303
+HK$3,803/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,427
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,182
−HK$1,780/mo
Today · 4.125%
HK$68,962
baseline
▲ 0.50% · 4.625%
HK$72,597
+HK$3,635/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,924/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,615
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,967
−HK$2,390/mo
Today · 4.125%
HK$80,357
baseline
▲ 0.50% · 4.625%
HK$85,246
+HK$4,889/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,714/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,121
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,377
−HK$2,289/mo
Today · 4.125%
HK$88,666
baseline
▲ 0.50% · 4.625%
HK$93,340
+HK$4,674/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,332/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,850 · Scale 2, in force from 26 Feb 2026)