LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,011
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,318
−HK$1,327/mo
Today · 4.125%
HK$44,645
baseline
▲ 0.50% · 4.625%
HK$47,362
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,290/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,737
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,990
−HK$1,272/mo
Today · 4.125%
HK$49,262
baseline
▲ 0.50% · 4.625%
HK$51,858
+HK$2,596/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,524/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,413
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,593/mo
Today · 4.125%
HK$53,574
baseline
▲ 0.50% · 4.625%
HK$56,834
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,148/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,084
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,588
−HK$1,526/mo
Today · 4.125%
HK$59,114
baseline
▲ 0.50% · 4.625%
HK$62,230
+HK$3,116/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,228/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,815
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,645
−HK$1,858/mo
Today · 4.125%
HK$62,503
baseline
▲ 0.50% · 4.625%
HK$66,307
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,006/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,431
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,186
−HK$1,780/mo
Today · 4.125%
HK$68,966
baseline
▲ 0.50% · 4.625%
HK$72,602
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,932/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,620
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,972
−HK$2,390/mo
Today · 4.125%
HK$80,362
baseline
▲ 0.50% · 4.625%
HK$85,251
+HK$4,889/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,724/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,126
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,382
−HK$2,289/mo
Today · 4.125%
HK$88,671
baseline
▲ 0.50% · 4.625%
HK$93,345
+HK$4,674/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,342/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,891 · Scale 2, in force from 26 Feb 2026)