LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,012
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,318
−HK$1,328/mo
Today · 4.125%
HK$44,646
baseline
▲ 0.50% · 4.625%
HK$47,363
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,292/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,737
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,991
−HK$1,271/mo
Today · 4.125%
HK$49,262
baseline
▲ 0.50% · 4.625%
HK$51,859
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,524/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,414
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,982
−HK$1,593/mo
Today · 4.125%
HK$53,575
baseline
▲ 0.50% · 4.625%
HK$56,835
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,150/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,085
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,589
−HK$1,526/mo
Today · 4.125%
HK$59,115
baseline
▲ 0.50% · 4.625%
HK$62,231
+HK$3,116/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,230/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,816
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,646
−HK$1,858/mo
Today · 4.125%
HK$62,504
baseline
▲ 0.50% · 4.625%
HK$66,308
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,008/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,432
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,187
−HK$1,780/mo
Today · 4.125%
HK$68,967
baseline
▲ 0.50% · 4.625%
HK$72,603
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,934/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,621
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,973
−HK$2,390/mo
Today · 4.125%
HK$80,363
baseline
▲ 0.50% · 4.625%
HK$85,253
+HK$4,890/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,726/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,127
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,384
−HK$2,288/mo
Today · 4.125%
HK$88,672
baseline
▲ 0.50% · 4.625%
HK$93,346
+HK$4,674/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,344/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,902 · Scale 2, in force from 26 Feb 2026)