LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,013
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,320
−HK$1,328/mo
Today · 4.125%
HK$44,648
baseline
▲ 0.50% · 4.625%
HK$47,365
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,296/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,739
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,993
−HK$1,271/mo
Today · 4.125%
HK$49,264
baseline
▲ 0.50% · 4.625%
HK$51,861
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,528/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,984
−HK$1,593/mo
Today · 4.125%
HK$53,577
baseline
▲ 0.50% · 4.625%
HK$56,837
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,154/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,087
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,591
−HK$1,526/mo
Today · 4.125%
HK$59,117
baseline
▲ 0.50% · 4.625%
HK$62,233
+HK$3,116/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,234/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,818
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,648
−HK$1,859/mo
Today · 4.125%
HK$62,507
baseline
▲ 0.50% · 4.625%
HK$66,310
+HK$3,803/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,014/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,435
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,190
−HK$1,780/mo
Today · 4.125%
HK$68,970
baseline
▲ 0.50% · 4.625%
HK$72,606
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,940/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,624
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,976
−HK$2,390/mo
Today · 4.125%
HK$80,366
baseline
▲ 0.50% · 4.625%
HK$85,256
+HK$4,890/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,732/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,131
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,387
−HK$2,289/mo
Today · 4.125%
HK$88,676
baseline
▲ 0.50% · 4.625%
HK$93,350
+HK$4,674/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,352/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,929 · Scale 2, in force from 26 Feb 2026)