LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,014
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,321
−HK$1,327/mo
Today · 4.125%
HK$44,648
baseline
▲ 0.50% · 4.625%
HK$47,365
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,296/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,740
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,993
−HK$1,272/mo
Today · 4.125%
HK$49,265
baseline
▲ 0.50% · 4.625%
HK$51,862
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,530/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,985
−HK$1,593/mo
Today · 4.125%
HK$53,578
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,156/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,088
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,592
−HK$1,526/mo
Today · 4.125%
HK$59,118
baseline
▲ 0.50% · 4.625%
HK$62,234
+HK$3,116/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,236/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,819
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,649
−HK$1,859/mo
Today · 4.125%
HK$62,508
baseline
▲ 0.50% · 4.625%
HK$66,311
+HK$3,803/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,016/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,436
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,191
−HK$1,780/mo
Today · 4.125%
HK$68,971
baseline
▲ 0.50% · 4.625%
HK$72,607
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,942/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,625
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,977
−HK$2,390/mo
Today · 4.125%
HK$80,367
baseline
▲ 0.50% · 4.625%
HK$85,257
+HK$4,890/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,734/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,132
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,388
−HK$2,289/mo
Today · 4.125%
HK$88,677
baseline
▲ 0.50% · 4.625%
HK$93,351
+HK$4,674/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,354/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,937 · Scale 2, in force from 26 Feb 2026)