LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,016
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,323
−HK$1,327/mo
Today · 4.125%
HK$44,650
baseline
▲ 0.50% · 4.625%
HK$47,367
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,300/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,742
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,996
−HK$1,271/mo
Today · 4.125%
HK$49,267
baseline
▲ 0.50% · 4.625%
HK$51,864
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,534/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,419
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,987
−HK$1,594/mo
Today · 4.125%
HK$53,581
baseline
▲ 0.50% · 4.625%
HK$56,841
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,162/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,090
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,595
−HK$1,526/mo
Today · 4.125%
HK$59,121
baseline
▲ 0.50% · 4.625%
HK$62,237
+HK$3,116/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,242/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,822
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,652
−HK$1,859/mo
Today · 4.125%
HK$62,511
baseline
▲ 0.50% · 4.625%
HK$66,314
+HK$3,803/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,022/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,439
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,194
−HK$1,780/mo
Today · 4.125%
HK$68,974
baseline
▲ 0.50% · 4.625%
HK$72,610
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,948/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,628
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,981
−HK$2,390/mo
Today · 4.125%
HK$80,371
baseline
▲ 0.50% · 4.625%
HK$85,261
+HK$4,890/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,742/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,136
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,392
−HK$2,289/mo
Today · 4.125%
HK$88,681
baseline
▲ 0.50% · 4.625%
HK$93,356
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,362/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,971 · Scale 2, in force from 26 Feb 2026)