LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,016
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,323
−HK$1,328/mo
Today · 4.125%
HK$44,651
baseline
▲ 0.50% · 4.625%
HK$47,368
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,302/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,742
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$47,996
−HK$1,272/mo
Today · 4.125%
HK$49,268
baseline
▲ 0.50% · 4.625%
HK$51,865
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,536/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,419
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,988
−HK$1,593/mo
Today · 4.125%
HK$53,581
baseline
▲ 0.50% · 4.625%
HK$56,841
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,162/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,091
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,595
−HK$1,526/mo
Today · 4.125%
HK$59,121
baseline
▲ 0.50% · 4.625%
HK$62,238
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,242/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,822
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,652
−HK$1,859/mo
Today · 4.125%
HK$62,511
baseline
▲ 0.50% · 4.625%
HK$66,315
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,022/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,439
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,194
−HK$1,781/mo
Today · 4.125%
HK$68,975
baseline
▲ 0.50% · 4.625%
HK$72,611
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,950/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,629
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,981
−HK$2,391/mo
Today · 4.125%
HK$80,372
baseline
▲ 0.50% · 4.625%
HK$85,262
+HK$4,890/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$160,744/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,136
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,393
−HK$2,289/mo
Today · 4.125%
HK$88,682
baseline
▲ 0.50% · 4.625%
HK$93,357
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.58M · min. income ≈ HK$177,364/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,976 · Scale 2, in force from 26 Feb 2026)