LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,020
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,327
−HK$1,328/mo
Today · 4.125%
HK$44,655
baseline
▲ 0.50% · 4.625%
HK$47,373
+HK$2,718/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,310/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,747
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,001
−HK$1,272/mo
Today · 4.125%
HK$49,273
baseline
▲ 0.50% · 4.625%
HK$51,870
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,546/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,424
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$51,993
−HK$1,594/mo
Today · 4.125%
HK$53,587
baseline
▲ 0.50% · 4.625%
HK$56,847
+HK$3,260/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,174/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,097
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,601
−HK$1,526/mo
Today · 4.125%
HK$59,127
baseline
▲ 0.50% · 4.625%
HK$62,244
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,254/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,829
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,658
−HK$1,860/mo
Today · 4.125%
HK$62,518
baseline
▲ 0.50% · 4.625%
HK$66,322
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,036/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,446
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,201
−HK$1,781/mo
Today · 4.125%
HK$68,982
baseline
▲ 0.50% · 4.625%
HK$72,618
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,964/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,637
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,989
−HK$2,391/mo
Today · 4.125%
HK$80,380
baseline
▲ 0.50% · 4.625%
HK$85,271
+HK$4,891/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,760/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,145
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,402
−HK$2,289/mo
Today · 4.125%
HK$88,691
baseline
▲ 0.50% · 4.625%
HK$93,366
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,382/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,047 · Scale 2, in force from 26 Feb 2026)