LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,021
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,328
−HK$1,328/mo
Today · 4.125%
HK$44,656
baseline
▲ 0.50% · 4.625%
HK$47,373
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,312/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,748
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$48,001
−HK$1,272/mo
Today · 4.125%
HK$49,273
baseline
▲ 0.50% · 4.625%
HK$51,870
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,546/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,425
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,993
−HK$1,594/mo
Today · 4.125%
HK$53,587
baseline
▲ 0.50% · 4.625%
HK$56,848
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,174/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,097
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,602
−HK$1,526/mo
Today · 4.125%
HK$59,128
baseline
▲ 0.50% · 4.625%
HK$62,245
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,256/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,829
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,659
−HK$1,859/mo
Today · 4.125%
HK$62,518
baseline
▲ 0.50% · 4.625%
HK$66,322
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,036/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,447
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,202
−HK$1,780/mo
Today · 4.125%
HK$68,982
baseline
▲ 0.50% · 4.625%
HK$72,619
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,964/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,637
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,990
−HK$2,390/mo
Today · 4.125%
HK$80,380
baseline
▲ 0.50% · 4.625%
HK$85,271
+HK$4,891/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,760/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,146
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,402
−HK$2,290/mo
Today · 4.125%
HK$88,692
baseline
▲ 0.50% · 4.625%
HK$93,367
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,384/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,052 · Scale 2, in force from 26 Feb 2026)