LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,022
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,329
−HK$1,328/mo
Today · 4.125%
HK$44,657
baseline
▲ 0.50% · 4.625%
HK$47,374
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,314/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,749
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$48,002
−HK$1,272/mo
Today · 4.125%
HK$49,274
baseline
▲ 0.50% · 4.625%
HK$51,872
+HK$2,598/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,548/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,426
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,994
−HK$1,594/mo
Today · 4.125%
HK$53,588
baseline
▲ 0.50% · 4.625%
HK$56,849
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,176/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,098
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,603
−HK$1,526/mo
Today · 4.125%
HK$59,129
baseline
▲ 0.50% · 4.625%
HK$62,246
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,258/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,830
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,660
−HK$1,859/mo
Today · 4.125%
HK$62,519
baseline
▲ 0.50% · 4.625%
HK$66,324
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,038/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,448
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,203
−HK$1,781/mo
Today · 4.125%
HK$68,984
baseline
▲ 0.50% · 4.625%
HK$72,620
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,968/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,639
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,992
−HK$2,390/mo
Today · 4.125%
HK$80,382
baseline
▲ 0.50% · 4.625%
HK$85,273
+HK$4,891/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,764/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,148
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,404
−HK$2,290/mo
Today · 4.125%
HK$88,694
baseline
▲ 0.50% · 4.625%
HK$93,369
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,388/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,068 · Scale 2, in force from 26 Feb 2026)