LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,023
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,330
−HK$1,328/mo
Today · 4.125%
HK$44,658
baseline
▲ 0.50% · 4.625%
HK$47,376
+HK$2,718/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,316/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,750
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,004
−HK$1,272/mo
Today · 4.125%
HK$49,276
baseline
▲ 0.50% · 4.625%
HK$51,874
+HK$2,598/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,552/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,428
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,996
−HK$1,594/mo
Today · 4.125%
HK$53,590
baseline
▲ 0.50% · 4.625%
HK$56,851
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,180/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,100
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,605
−HK$1,526/mo
Today · 4.125%
HK$59,131
baseline
▲ 0.50% · 4.625%
HK$62,248
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,262/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,832
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,662
−HK$1,860/mo
Today · 4.125%
HK$62,522
baseline
▲ 0.50% · 4.625%
HK$66,326
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,044/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,450
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,206
−HK$1,781/mo
Today · 4.125%
HK$68,987
baseline
▲ 0.50% · 4.625%
HK$72,623
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,974/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,642
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,995
−HK$2,390/mo
Today · 4.125%
HK$80,385
baseline
▲ 0.50% · 4.625%
HK$85,276
+HK$4,891/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,770/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,151
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,408
−HK$2,289/mo
Today · 4.125%
HK$88,697
baseline
▲ 0.50% · 4.625%
HK$93,372
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,394/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,093 · Scale 2, in force from 26 Feb 2026)