LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,025
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,332
−HK$1,328/mo
Today · 4.125%
HK$44,660
baseline
▲ 0.50% · 4.625%
HK$47,377
+HK$2,717/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,320/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,752
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,006
−HK$1,272/mo
Today · 4.125%
HK$49,278
baseline
▲ 0.50% · 4.625%
HK$51,875
+HK$2,597/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,556/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,429
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$51,998
−HK$1,594/mo
Today · 4.125%
HK$53,592
baseline
▲ 0.50% · 4.625%
HK$56,853
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,184/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,102
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,607
−HK$1,526/mo
Today · 4.125%
HK$59,133
baseline
▲ 0.50% · 4.625%
HK$62,250
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,266/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,834
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,664
−HK$1,860/mo
Today · 4.125%
HK$62,524
baseline
▲ 0.50% · 4.625%
HK$66,328
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,048/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,453
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,208
−HK$1,781/mo
Today · 4.125%
HK$68,989
baseline
▲ 0.50% · 4.625%
HK$72,625
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,978/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,644
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$77,997
−HK$2,391/mo
Today · 4.125%
HK$80,388
baseline
▲ 0.50% · 4.625%
HK$85,279
+HK$4,891/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,776/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,153
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,410
−HK$2,290/mo
Today · 4.125%
HK$88,700
baseline
▲ 0.50% · 4.625%
HK$93,375
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,400/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,116 · Scale 2, in force from 26 Feb 2026)