LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,026
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,333
−HK$1,328/mo
Today · 4.125%
HK$44,661
baseline
▲ 0.50% · 4.625%
HK$47,378
+HK$2,717/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,322/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,753
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,007
−HK$1,272/mo
Today · 4.125%
HK$49,279
baseline
▲ 0.50% · 4.625%
HK$51,876
+HK$2,597/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,558/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,431
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,999
−HK$1,594/mo
Today · 4.125%
HK$53,593
baseline
▲ 0.50% · 4.625%
HK$56,854
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,186/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,104
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,608
−HK$1,527/mo
Today · 4.125%
HK$59,135
baseline
▲ 0.50% · 4.625%
HK$62,252
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,270/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,836
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,666
−HK$1,859/mo
Today · 4.125%
HK$62,525
baseline
▲ 0.50% · 4.625%
HK$66,330
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,050/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,454
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,210
−HK$1,780/mo
Today · 4.125%
HK$68,990
baseline
▲ 0.50% · 4.625%
HK$72,627
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,980/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,646
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$77,999
−HK$2,391/mo
Today · 4.125%
HK$80,390
baseline
▲ 0.50% · 4.625%
HK$85,281
+HK$4,891/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,780/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,155
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,412
−HK$2,290/mo
Today · 4.125%
HK$88,702
baseline
▲ 0.50% · 4.625%
HK$93,378
+HK$4,676/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,404/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,132 · Scale 2, in force from 26 Feb 2026)