LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,026
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,333
−HK$1,329/mo
Today · 4.125%
HK$44,662
baseline
▲ 0.50% · 4.625%
HK$47,379
+HK$2,717/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,324/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,754
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,008
−HK$1,272/mo
Today · 4.125%
HK$49,280
baseline
▲ 0.50% · 4.625%
HK$51,877
+HK$2,597/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,560/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,431
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,000
−HK$1,594/mo
Today · 4.125%
HK$53,594
baseline
▲ 0.50% · 4.625%
HK$56,855
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,188/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,105
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,609
−HK$1,527/mo
Today · 4.125%
HK$59,136
baseline
▲ 0.50% · 4.625%
HK$62,253
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,272/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,837
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,667
−HK$1,859/mo
Today · 4.125%
HK$62,526
baseline
▲ 0.50% · 4.625%
HK$66,331
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,052/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,455
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,211
−HK$1,781/mo
Today · 4.125%
HK$68,992
baseline
▲ 0.50% · 4.625%
HK$72,628
+HK$3,636/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,984/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,647
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,000
−HK$2,391/mo
Today · 4.125%
HK$80,391
baseline
▲ 0.50% · 4.625%
HK$85,283
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,782/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,157
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,414
−HK$2,290/mo
Today · 4.125%
HK$88,704
baseline
▲ 0.50% · 4.625%
HK$93,379
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,408/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,144 · Scale 2, in force from 26 Feb 2026)