LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,027
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,335
−HK$1,328/mo
Today · 4.125%
HK$44,663
baseline
▲ 0.50% · 4.625%
HK$47,380
+HK$2,717/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,326/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,755
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,009
−HK$1,272/mo
Today · 4.125%
HK$49,281
baseline
▲ 0.50% · 4.625%
HK$51,879
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,562/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,433
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$52,001
−HK$1,594/mo
Today · 4.125%
HK$53,595
baseline
▲ 0.50% · 4.625%
HK$56,856
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,190/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,106
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,611
−HK$1,526/mo
Today · 4.125%
HK$59,137
baseline
▲ 0.50% · 4.625%
HK$62,254
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,274/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,838
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,668
−HK$1,860/mo
Today · 4.125%
HK$62,528
baseline
▲ 0.50% · 4.625%
HK$66,332
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,056/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,457
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,212
−HK$1,781/mo
Today · 4.125%
HK$68,993
baseline
▲ 0.50% · 4.625%
HK$72,630
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,986/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,649
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,002
−HK$2,391/mo
Today · 4.125%
HK$80,393
baseline
▲ 0.50% · 4.625%
HK$85,285
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,786/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,159
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,416
−HK$2,290/mo
Today · 4.125%
HK$88,706
baseline
▲ 0.50% · 4.625%
HK$93,381
+HK$4,675/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,412/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,160 · Scale 2, in force from 26 Feb 2026)