LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,029
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,336
−HK$1,329/mo
Today · 4.125%
HK$44,665
baseline
▲ 0.50% · 4.625%
HK$47,382
+HK$2,717/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,330/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,757
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,011
−HK$1,272/mo
Today · 4.125%
HK$49,283
baseline
▲ 0.50% · 4.625%
HK$51,881
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,566/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,435
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,004
−HK$1,594/mo
Today · 4.125%
HK$53,598
baseline
▲ 0.50% · 4.625%
HK$56,859
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,196/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,108
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,613
−HK$1,527/mo
Today · 4.125%
HK$59,140
baseline
▲ 0.50% · 4.625%
HK$62,257
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,280/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,841
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,671
−HK$1,860/mo
Today · 4.125%
HK$62,531
baseline
▲ 0.50% · 4.625%
HK$66,335
+HK$3,804/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,062/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,460
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,215
−HK$1,781/mo
Today · 4.125%
HK$68,996
baseline
▲ 0.50% · 4.625%
HK$72,633
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,992/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,652
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,006
−HK$2,390/mo
Today · 4.125%
HK$80,396
baseline
▲ 0.50% · 4.625%
HK$85,288
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,792/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,162
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,420
−HK$2,289/mo
Today · 4.125%
HK$88,709
baseline
▲ 0.50% · 4.625%
HK$93,385
+HK$4,676/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,418/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,190 · Scale 2, in force from 26 Feb 2026)