LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,030
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,338
−HK$1,328/mo
Today · 4.125%
HK$44,666
baseline
▲ 0.50% · 4.625%
HK$47,384
+HK$2,718/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,332/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,758
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,013
−HK$1,272/mo
Today · 4.125%
HK$49,285
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,570/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,437
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$52,005
−HK$1,594/mo
Today · 4.125%
HK$53,599
baseline
▲ 0.50% · 4.625%
HK$56,861
+HK$3,262/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,198/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,110
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,615
−HK$1,527/mo
Today · 4.125%
HK$59,142
baseline
▲ 0.50% · 4.625%
HK$62,259
+HK$3,117/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,284/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,843
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,673
−HK$1,860/mo
Today · 4.125%
HK$62,533
baseline
▲ 0.50% · 4.625%
HK$66,338
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,066/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,462
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,218
−HK$1,781/mo
Today · 4.125%
HK$68,999
baseline
▲ 0.50% · 4.625%
HK$72,636
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,998/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,655
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,008
−HK$2,391/mo
Today · 4.125%
HK$80,399
baseline
▲ 0.50% · 4.625%
HK$85,291
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,798/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,165
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,423
−HK$2,289/mo
Today · 4.125%
HK$88,712
baseline
▲ 0.50% · 4.625%
HK$93,389
+HK$4,677/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,424/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,214 · Scale 2, in force from 26 Feb 2026)