LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,031
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,338
−HK$1,329/mo
Today · 4.125%
HK$44,667
baseline
▲ 0.50% · 4.625%
HK$47,385
+HK$2,718/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,334/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,759
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,013
−HK$1,272/mo
Today · 4.125%
HK$49,285
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,570/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,437
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,006
−HK$1,594/mo
Today · 4.125%
HK$53,600
baseline
▲ 0.50% · 4.625%
HK$56,861
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,200/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,111
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,616
−HK$1,526/mo
Today · 4.125%
HK$59,142
baseline
▲ 0.50% · 4.625%
HK$62,260
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,284/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,843
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,674
−HK$1,859/mo
Today · 4.125%
HK$62,533
baseline
▲ 0.50% · 4.625%
HK$66,338
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,066/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,463
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,218
−HK$1,781/mo
Today · 4.125%
HK$68,999
baseline
▲ 0.50% · 4.625%
HK$72,636
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$137,998/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,656
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,009
−HK$2,391/mo
Today · 4.125%
HK$80,400
baseline
▲ 0.50% · 4.625%
HK$85,292
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,800/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,166
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,424
−HK$2,290/mo
Today · 4.125%
HK$88,714
baseline
▲ 0.50% · 4.625%
HK$93,390
+HK$4,676/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,428/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,222 · Scale 2, in force from 26 Feb 2026)