LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,033
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,340
−HK$1,329/mo
Today · 4.125%
HK$44,669
baseline
▲ 0.50% · 4.625%
HK$47,387
+HK$2,718/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,338/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,761
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,015
−HK$1,273/mo
Today · 4.125%
HK$49,288
baseline
▲ 0.50% · 4.625%
HK$51,886
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,576/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,440
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,008
−HK$1,595/mo
Today · 4.125%
HK$53,603
baseline
▲ 0.50% · 4.625%
HK$56,864
+HK$3,261/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,206/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,113
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,618
−HK$1,527/mo
Today · 4.125%
HK$59,145
baseline
▲ 0.50% · 4.625%
HK$62,263
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,290/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,846
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,677
−HK$1,859/mo
Today · 4.125%
HK$62,536
baseline
▲ 0.50% · 4.625%
HK$66,341
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,072/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,466
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,221
−HK$1,782/mo
Today · 4.125%
HK$69,003
baseline
▲ 0.50% · 4.625%
HK$72,640
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$138,006/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,659
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,013
−HK$2,391/mo
Today · 4.125%
HK$80,404
baseline
▲ 0.50% · 4.625%
HK$85,296
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,808/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,170
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,428
−HK$2,290/mo
Today · 4.125%
HK$88,718
baseline
▲ 0.50% · 4.625%
HK$93,394
+HK$4,676/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,436/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,254 · Scale 2, in force from 26 Feb 2026)