LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,034
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,342
−HK$1,328/mo
Today · 4.125%
HK$44,670
baseline
▲ 0.50% · 4.625%
HK$47,388
+HK$2,718/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,340/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,763
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,017
−HK$1,272/mo
Today · 4.125%
HK$49,289
baseline
▲ 0.50% · 4.625%
HK$51,887
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,578/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,441
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,010
−HK$1,594/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,866
+HK$3,262/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,115
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,620
−HK$1,527/mo
Today · 4.125%
HK$59,147
baseline
▲ 0.50% · 4.625%
HK$62,265
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,294/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,848
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,679
−HK$1,859/mo
Today · 4.125%
HK$62,538
baseline
▲ 0.50% · 4.625%
HK$66,344
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,076/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,468
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,224
−HK$1,781/mo
Today · 4.125%
HK$69,005
baseline
▲ 0.50% · 4.625%
HK$72,642
+HK$3,637/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$138,010/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,662
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,015
−HK$2,392/mo
Today · 4.125%
HK$80,407
baseline
▲ 0.50% · 4.625%
HK$85,299
+HK$4,892/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,814/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,173
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,431
−HK$2,290/mo
Today · 4.125%
HK$88,721
baseline
▲ 0.50% · 4.625%
HK$93,397
+HK$4,676/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,442/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,278 · Scale 2, in force from 26 Feb 2026)