LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,038
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,346
−HK$1,328/mo
Today · 4.125%
HK$44,674
baseline
▲ 0.50% · 4.625%
HK$47,393
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,348/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,767
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,021
−HK$1,273/mo
Today · 4.125%
HK$49,294
baseline
▲ 0.50% · 4.625%
HK$51,892
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,588/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,446
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,015
−HK$1,594/mo
Today · 4.125%
HK$53,609
baseline
▲ 0.50% · 4.625%
HK$56,871
+HK$3,262/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,218/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,120
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,625
−HK$1,527/mo
Today · 4.125%
HK$59,152
baseline
▲ 0.50% · 4.625%
HK$62,270
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,304/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,853
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,684
−HK$1,860/mo
Today · 4.125%
HK$62,544
baseline
▲ 0.50% · 4.625%
HK$66,350
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$125,088/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,474
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,230
−HK$1,781/mo
Today · 4.125%
HK$69,011
baseline
▲ 0.50% · 4.625%
HK$72,649
+HK$3,638/mo
Deposit HK$5.53M · loan HK$12.90M · min. income ≈ HK$138,022/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,669
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,022
−HK$2,392/mo
Today · 4.125%
HK$80,414
baseline
▲ 0.50% · 4.625%
HK$85,307
+HK$4,893/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,828/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,181
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,438
−HK$2,291/mo
Today · 4.125%
HK$88,729
baseline
▲ 0.50% · 4.625%
HK$93,406
+HK$4,677/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,458/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,339 · Scale 2, in force from 26 Feb 2026)