LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,039
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,347
−HK$1,329/mo
Today · 4.125%
HK$44,676
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,718/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,352/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,768
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,023
−HK$1,272/mo
Today · 4.125%
HK$49,295
baseline
▲ 0.50% · 4.625%
HK$51,893
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,590/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,447
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,016
−HK$1,595/mo
Today · 4.125%
HK$53,611
baseline
▲ 0.50% · 4.625%
HK$56,873
+HK$3,262/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,222/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,122
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,627
−HK$1,527/mo
Today · 4.125%
HK$59,154
baseline
▲ 0.50% · 4.625%
HK$62,272
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,308/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,855
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,686
−HK$1,860/mo
Today · 4.125%
HK$62,546
baseline
▲ 0.50% · 4.625%
HK$66,351
+HK$3,805/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,092/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,476
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,232
−HK$1,781/mo
Today · 4.125%
HK$69,013
baseline
▲ 0.50% · 4.625%
HK$72,651
+HK$3,638/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,026/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,671
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,024
−HK$2,392/mo
Today · 4.125%
HK$80,416
baseline
▲ 0.50% · 4.625%
HK$85,309
+HK$4,893/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,832/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,183
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,441
−HK$2,290/mo
Today · 4.125%
HK$88,731
baseline
▲ 0.50% · 4.625%
HK$93,408
+HK$4,677/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,462/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$691,358 · Scale 2, in force from 26 Feb 2026)