LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,040
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,348
−HK$1,328/mo
Today · 4.125%
HK$44,676
baseline
▲ 0.50% · 4.625%
HK$47,395
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,352/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,769
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,023
−HK$1,273/mo
Today · 4.125%
HK$49,296
baseline
▲ 0.50% · 4.625%
HK$51,894
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,592/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,448
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,017
−HK$1,594/mo
Today · 4.125%
HK$53,611
baseline
▲ 0.50% · 4.625%
HK$56,874
+HK$3,263/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,222/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,123
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,628
−HK$1,527/mo
Today · 4.125%
HK$59,155
baseline
▲ 0.50% · 4.625%
HK$62,273
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,310/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,856
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,687
−HK$1,860/mo
Today · 4.125%
HK$62,547
baseline
▲ 0.50% · 4.625%
HK$66,353
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,094/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,477
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,233
−HK$1,781/mo
Today · 4.125%
HK$69,014
baseline
▲ 0.50% · 4.625%
HK$72,652
+HK$3,638/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,028/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,672
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,026
−HK$2,391/mo
Today · 4.125%
HK$80,417
baseline
▲ 0.50% · 4.625%
HK$85,310
+HK$4,893/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,834/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,184
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,442
−HK$2,290/mo
Today · 4.125%
HK$88,732
baseline
▲ 0.50% · 4.625%
HK$93,410
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,464/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,370 · Scale 2, in force from 26 Feb 2026)