LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,041
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,328/mo
Today · 4.125%
HK$44,677
baseline
▲ 0.50% · 4.625%
HK$47,396
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,354/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,770
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,024
−HK$1,273/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$51,895
+HK$2,598/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,449
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,018
−HK$1,595/mo
Today · 4.125%
HK$53,613
baseline
▲ 0.50% · 4.625%
HK$56,875
+HK$3,262/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,226/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,124
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,629
−HK$1,527/mo
Today · 4.125%
HK$59,156
baseline
▲ 0.50% · 4.625%
HK$62,275
+HK$3,119/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,312/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,857
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,688
−HK$1,860/mo
Today · 4.125%
HK$62,548
baseline
▲ 0.50% · 4.625%
HK$66,354
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,096/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,478
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,234
−HK$1,782/mo
Today · 4.125%
HK$69,016
baseline
▲ 0.50% · 4.625%
HK$72,654
+HK$3,638/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,032/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,674
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,391/mo
Today · 4.125%
HK$80,419
baseline
▲ 0.50% · 4.625%
HK$85,312
+HK$4,893/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,838/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,186
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,444
−HK$2,290/mo
Today · 4.125%
HK$88,734
baseline
▲ 0.50% · 4.625%
HK$93,412
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,468/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,385 · Scale 2, in force from 26 Feb 2026)