LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,041
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,329/mo
Today · 4.125%
HK$44,678
baseline
▲ 0.50% · 4.625%
HK$47,396
+HK$2,718/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,356/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,771
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,025
−HK$1,272/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$51,896
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,450
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,019
−HK$1,594/mo
Today · 4.125%
HK$53,613
baseline
▲ 0.50% · 4.625%
HK$56,875
+HK$3,262/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$107,226/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,125
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,630
−HK$1,527/mo
Today · 4.125%
HK$59,157
baseline
▲ 0.50% · 4.625%
HK$62,275
+HK$3,118/mo
Deposit HK$7.37M · loan HK$11.06M · min. income ≈ HK$118,314/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,858
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,689
−HK$1,860/mo
Today · 4.125%
HK$62,549
baseline
▲ 0.50% · 4.625%
HK$66,355
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,098/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,479
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,235
−HK$1,781/mo
Today · 4.125%
HK$69,016
baseline
▲ 0.50% · 4.625%
HK$72,654
+HK$3,638/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,032/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,674
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,392/mo
Today · 4.125%
HK$80,420
baseline
▲ 0.50% · 4.625%
HK$85,313
+HK$4,893/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$160,840/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,187
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,445
−HK$2,290/mo
Today · 4.125%
HK$88,735
baseline
▲ 0.50% · 4.625%
HK$93,413
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.59M · min. income ≈ HK$177,470/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,391 · Scale 2, in force from 26 Feb 2026)