LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,048
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,356
−HK$1,328/mo
Today · 4.125%
HK$44,684
baseline
▲ 0.50% · 4.625%
HK$47,403
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,368/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,778
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,032
−HK$1,273/mo
Today · 4.125%
HK$49,305
baseline
▲ 0.50% · 4.625%
HK$51,904
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,610/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,457
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,027
−HK$1,594/mo
Today · 4.125%
HK$53,621
baseline
▲ 0.50% · 4.625%
HK$56,884
+HK$3,263/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$107,242/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,133
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,639
−HK$1,527/mo
Today · 4.125%
HK$59,166
baseline
▲ 0.50% · 4.625%
HK$62,285
+HK$3,119/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$118,332/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,867
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,698
−HK$1,860/mo
Today · 4.125%
HK$62,558
baseline
▲ 0.50% · 4.625%
HK$66,365
+HK$3,807/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,116/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,489
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,245
−HK$1,782/mo
Today · 4.125%
HK$69,027
baseline
▲ 0.50% · 4.625%
HK$72,665
+HK$3,638/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,054/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,686
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,040
−HK$2,392/mo
Today · 4.125%
HK$80,432
baseline
▲ 0.50% · 4.625%
HK$85,326
+HK$4,894/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,864/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,200
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,458
−HK$2,291/mo
Today · 4.125%
HK$88,749
baseline
▲ 0.50% · 4.625%
HK$93,427
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,498/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,497 · Scale 2, in force from 26 Feb 2026)