LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,049
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,357
−HK$1,328/mo
Today · 4.125%
HK$44,685
baseline
▲ 0.50% · 4.625%
HK$47,404
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,370/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,779
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,033
−HK$1,273/mo
Today · 4.125%
HK$49,306
baseline
▲ 0.50% · 4.625%
HK$51,905
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,612/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,458
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,028
−HK$1,594/mo
Today · 4.125%
HK$53,622
baseline
▲ 0.50% · 4.625%
HK$56,885
+HK$3,263/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$107,244/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,134
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,640
−HK$1,527/mo
Today · 4.125%
HK$59,167
baseline
▲ 0.50% · 4.625%
HK$62,286
+HK$3,119/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$118,334/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,868
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,861/mo
Today · 4.125%
HK$62,560
baseline
▲ 0.50% · 4.625%
HK$66,366
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,120/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,490
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,246
−HK$1,782/mo
Today · 4.125%
HK$69,028
baseline
▲ 0.50% · 4.625%
HK$72,667
+HK$3,639/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,056/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,687
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,042
−HK$2,392/mo
Today · 4.125%
HK$80,434
baseline
▲ 0.50% · 4.625%
HK$85,328
+HK$4,894/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,868/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,201
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,460
−HK$2,291/mo
Today · 4.125%
HK$88,751
baseline
▲ 0.50% · 4.625%
HK$93,429
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,502/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,511 · Scale 2, in force from 26 Feb 2026)