LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,049
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,357
−HK$1,329/mo
Today · 4.125%
HK$44,686
baseline
▲ 0.50% · 4.625%
HK$47,405
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,372/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,779
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,034
−HK$1,272/mo
Today · 4.125%
HK$49,306
baseline
▲ 0.50% · 4.625%
HK$51,905
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,612/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,459
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,028
−HK$1,595/mo
Today · 4.125%
HK$53,623
baseline
▲ 0.50% · 4.625%
HK$56,886
+HK$3,263/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$107,246/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,135
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,640
−HK$1,528/mo
Today · 4.125%
HK$59,168
baseline
▲ 0.50% · 4.625%
HK$62,286
+HK$3,118/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$118,336/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,869
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,700
−HK$1,860/mo
Today · 4.125%
HK$62,560
baseline
▲ 0.50% · 4.625%
HK$66,367
+HK$3,807/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,120/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,491
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,247
−HK$1,782/mo
Today · 4.125%
HK$69,029
baseline
▲ 0.50% · 4.625%
HK$72,668
+HK$3,639/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,058/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,688
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,043
−HK$2,391/mo
Today · 4.125%
HK$80,434
baseline
▲ 0.50% · 4.625%
HK$85,329
+HK$4,895/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,868/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,202
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,461
−HK$2,291/mo
Today · 4.125%
HK$88,752
baseline
▲ 0.50% · 4.625%
HK$93,430
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,504/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,518 · Scale 2, in force from 26 Feb 2026)