LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,050
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,358
−HK$1,329/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,406
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,780
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,035
−HK$1,273/mo
Today · 4.125%
HK$49,308
baseline
▲ 0.50% · 4.625%
HK$51,907
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,616/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,460
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,595/mo
Today · 4.125%
HK$53,625
baseline
▲ 0.50% · 4.625%
HK$56,887
+HK$3,262/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$107,250/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,137
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,642
−HK$1,527/mo
Today · 4.125%
HK$59,169
baseline
▲ 0.50% · 4.625%
HK$62,288
+HK$3,119/mo
Deposit HK$7.38M · loan HK$11.06M · min. income ≈ HK$118,338/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,870
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,702
−HK$1,860/mo
Today · 4.125%
HK$62,562
baseline
▲ 0.50% · 4.625%
HK$66,369
+HK$3,807/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,124/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,493
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,249
−HK$1,782/mo
Today · 4.125%
HK$69,031
baseline
▲ 0.50% · 4.625%
HK$72,670
+HK$3,639/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,062/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,690
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,045
−HK$2,392/mo
Today · 4.125%
HK$80,437
baseline
▲ 0.50% · 4.625%
HK$85,331
+HK$4,894/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,874/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,205
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,463
−HK$2,291/mo
Today · 4.125%
HK$88,754
baseline
▲ 0.50% · 4.625%
HK$93,432
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,508/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,538 · Scale 2, in force from 26 Feb 2026)