LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,052
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,360
−HK$1,329/mo
Today · 4.125%
HK$44,689
baseline
▲ 0.50% · 4.625%
HK$47,408
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,378/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,782
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,037
−HK$1,273/mo
Today · 4.125%
HK$49,310
baseline
▲ 0.50% · 4.625%
HK$51,909
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,620/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,462
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,032
−HK$1,595/mo
Today · 4.125%
HK$53,627
baseline
▲ 0.50% · 4.625%
HK$56,890
+HK$3,263/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,254/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,139
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,644
−HK$1,528/mo
Today · 4.125%
HK$59,172
baseline
▲ 0.50% · 4.625%
HK$62,291
+HK$3,119/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,344/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,873
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,704
−HK$1,861/mo
Today · 4.125%
HK$62,565
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,806/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,130/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,495
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,252
−HK$1,782/mo
Today · 4.125%
HK$69,034
baseline
▲ 0.50% · 4.625%
HK$72,673
+HK$3,639/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,068/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,693
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,048
−HK$2,392/mo
Today · 4.125%
HK$80,440
baseline
▲ 0.50% · 4.625%
HK$85,335
+HK$4,895/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,880/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,208
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,467
−HK$2,291/mo
Today · 4.125%
HK$88,758
baseline
▲ 0.50% · 4.625%
HK$93,436
+HK$4,678/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,516/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,566 · Scale 2, in force from 26 Feb 2026)