LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,054
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,362
−HK$1,329/mo
Today · 4.125%
HK$44,691
baseline
▲ 0.50% · 4.625%
HK$47,410
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,382/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,784
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,039
−HK$1,273/mo
Today · 4.125%
HK$49,312
baseline
▲ 0.50% · 4.625%
HK$51,911
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,624/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,464
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,034
−HK$1,595/mo
Today · 4.125%
HK$53,629
baseline
▲ 0.50% · 4.625%
HK$56,892
+HK$3,263/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,258/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,141
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,647
−HK$1,527/mo
Today · 4.125%
HK$59,174
baseline
▲ 0.50% · 4.625%
HK$62,293
+HK$3,119/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,348/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,875
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,706
−HK$1,861/mo
Today · 4.125%
HK$62,567
baseline
▲ 0.50% · 4.625%
HK$66,374
+HK$3,807/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,134/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,498
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,255
−HK$1,782/mo
Today · 4.125%
HK$69,037
baseline
▲ 0.50% · 4.625%
HK$72,676
+HK$3,639/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,074/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,697
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,051
−HK$2,392/mo
Today · 4.125%
HK$80,443
baseline
▲ 0.50% · 4.625%
HK$85,338
+HK$4,895/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,886/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,212
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,470
−HK$2,291/mo
Today · 4.125%
HK$88,761
baseline
▲ 0.50% · 4.625%
HK$93,440
+HK$4,679/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,522/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,594 · Scale 2, in force from 26 Feb 2026)