LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,057
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,329/mo
Today · 4.125%
HK$44,694
baseline
▲ 0.50% · 4.625%
HK$47,413
+HK$2,719/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,388/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,787
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,042
−HK$1,273/mo
Today · 4.125%
HK$49,315
baseline
▲ 0.50% · 4.625%
HK$51,915
+HK$2,600/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,630/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,468
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,038
−HK$1,595/mo
Today · 4.125%
HK$53,633
baseline
▲ 0.50% · 4.625%
HK$56,896
+HK$3,263/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,266/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,145
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,651
−HK$1,527/mo
Today · 4.125%
HK$59,178
baseline
▲ 0.50% · 4.625%
HK$62,298
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,356/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,879
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,711
−HK$1,860/mo
Today · 4.125%
HK$62,571
baseline
▲ 0.50% · 4.625%
HK$66,379
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,142/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,502
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,259
−HK$1,782/mo
Today · 4.125%
HK$69,041
baseline
▲ 0.50% · 4.625%
HK$72,681
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,082/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,702
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,057
−HK$2,392/mo
Today · 4.125%
HK$80,449
baseline
▲ 0.50% · 4.625%
HK$85,344
+HK$4,895/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,898/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,217
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,476
−HK$2,291/mo
Today · 4.125%
HK$88,767
baseline
▲ 0.50% · 4.625%
HK$93,447
+HK$4,680/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,534/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,642 · Scale 2, in force from 26 Feb 2026)