LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,060
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,329/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,418
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,792
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,046
−HK$1,274/mo
Today · 4.125%
HK$49,320
baseline
▲ 0.50% · 4.625%
HK$51,919
+HK$2,599/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,640/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,472
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,042
−HK$1,595/mo
Today · 4.125%
HK$53,637
baseline
▲ 0.50% · 4.625%
HK$56,901
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,274/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,150
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,656
−HK$1,527/mo
Today · 4.125%
HK$59,183
baseline
▲ 0.50% · 4.625%
HK$62,303
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,366/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,884
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,716
−HK$1,861/mo
Today · 4.125%
HK$62,577
baseline
▲ 0.50% · 4.625%
HK$66,385
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,154/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,508
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,265
−HK$1,782/mo
Today · 4.125%
HK$69,047
baseline
▲ 0.50% · 4.625%
HK$72,687
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,094/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,708
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,063
−HK$2,393/mo
Today · 4.125%
HK$80,456
baseline
▲ 0.50% · 4.625%
HK$85,352
+HK$4,896/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,912/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,225
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,484
−HK$2,291/mo
Today · 4.125%
HK$88,775
baseline
▲ 0.50% · 4.625%
HK$93,455
+HK$4,680/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,550/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,703 · Scale 2, in force from 26 Feb 2026)