LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,061
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,329/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,418
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,792
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,047
−HK$1,273/mo
Today · 4.125%
HK$49,320
baseline
▲ 0.50% · 4.625%
HK$51,920
+HK$2,600/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,640/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,473
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,043
−HK$1,595/mo
Today · 4.125%
HK$53,638
baseline
▲ 0.50% · 4.625%
HK$56,902
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,276/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,150
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,656
−HK$1,528/mo
Today · 4.125%
HK$59,184
baseline
▲ 0.50% · 4.625%
HK$62,304
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,368/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,885
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,717
−HK$1,860/mo
Today · 4.125%
HK$62,577
baseline
▲ 0.50% · 4.625%
HK$66,385
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,154/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,509
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,266
−HK$1,782/mo
Today · 4.125%
HK$69,048
baseline
▲ 0.50% · 4.625%
HK$72,688
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,096/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,709
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,064
−HK$2,393/mo
Today · 4.125%
HK$80,457
baseline
▲ 0.50% · 4.625%
HK$85,352
+HK$4,895/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,914/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,226
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,485
−HK$2,291/mo
Today · 4.125%
HK$88,776
baseline
▲ 0.50% · 4.625%
HK$93,456
+HK$4,680/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,552/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,709 · Scale 2, in force from 26 Feb 2026)