LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,062
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,371
−HK$1,329/mo
Today · 4.125%
HK$44,700
baseline
▲ 0.50% · 4.625%
HK$47,420
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,400/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,794
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,049
−HK$1,273/mo
Today · 4.125%
HK$49,322
baseline
▲ 0.50% · 4.625%
HK$51,922
+HK$2,600/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,644/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,475
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,045
−HK$1,595/mo
Today · 4.125%
HK$53,640
baseline
▲ 0.50% · 4.625%
HK$56,904
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,280/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,153
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,659
−HK$1,527/mo
Today · 4.125%
HK$59,186
baseline
▲ 0.50% · 4.625%
HK$62,306
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,372/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,887
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,719
−HK$1,861/mo
Today · 4.125%
HK$62,580
baseline
▲ 0.50% · 4.625%
HK$66,388
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,160/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,512
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,269
−HK$1,782/mo
Today · 4.125%
HK$69,051
baseline
▲ 0.50% · 4.625%
HK$72,691
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,102/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,712
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,067
−HK$2,393/mo
Today · 4.125%
HK$80,460
baseline
▲ 0.50% · 4.625%
HK$85,356
+HK$4,896/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,920/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,229
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,488
−HK$2,292/mo
Today · 4.125%
HK$88,780
baseline
▲ 0.50% · 4.625%
HK$93,459
+HK$4,679/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,560/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,738 · Scale 2, in force from 26 Feb 2026)