LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,064
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,372
−HK$1,330/mo
Today · 4.125%
HK$44,702
baseline
▲ 0.50% · 4.625%
HK$47,422
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,404/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,796
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,051
−HK$1,273/mo
Today · 4.125%
HK$49,324
baseline
▲ 0.50% · 4.625%
HK$51,924
+HK$2,600/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,648/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,477
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,047
−HK$1,595/mo
Today · 4.125%
HK$53,642
baseline
▲ 0.50% · 4.625%
HK$56,906
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,284/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,155
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,661
−HK$1,528/mo
Today · 4.125%
HK$59,189
baseline
▲ 0.50% · 4.625%
HK$62,308
+HK$3,119/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,378/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,889
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,721
−HK$1,861/mo
Today · 4.125%
HK$62,582
baseline
▲ 0.50% · 4.625%
HK$66,390
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,164/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,514
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,271
−HK$1,782/mo
Today · 4.125%
HK$69,053
baseline
▲ 0.50% · 4.625%
HK$72,693
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,106/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,715
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,070
−HK$2,393/mo
Today · 4.125%
HK$80,463
baseline
▲ 0.50% · 4.625%
HK$85,359
+HK$4,896/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,926/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,232
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,491
−HK$2,292/mo
Today · 4.125%
HK$88,783
baseline
▲ 0.50% · 4.625%
HK$93,463
+HK$4,680/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,566/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,762 · Scale 2, in force from 26 Feb 2026)