LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,065
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,373
−HK$1,329/mo
Today · 4.125%
HK$44,702
baseline
▲ 0.50% · 4.625%
HK$47,422
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,404/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,796
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,052
−HK$1,273/mo
Today · 4.125%
HK$49,325
baseline
▲ 0.50% · 4.625%
HK$51,925
+HK$2,600/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,650/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,478
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,048
−HK$1,595/mo
Today · 4.125%
HK$53,643
baseline
▲ 0.50% · 4.625%
HK$56,907
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,286/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,156
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,662
−HK$1,528/mo
Today · 4.125%
HK$59,190
baseline
▲ 0.50% · 4.625%
HK$62,310
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,380/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,890
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,722
−HK$1,861/mo
Today · 4.125%
HK$62,583
baseline
▲ 0.50% · 4.625%
HK$66,391
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,166/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,515
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,272
−HK$1,783/mo
Today · 4.125%
HK$69,055
baseline
▲ 0.50% · 4.625%
HK$72,695
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,110/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,716
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,072
−HK$2,392/mo
Today · 4.125%
HK$80,464
baseline
▲ 0.50% · 4.625%
HK$85,360
+HK$4,896/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,928/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,234
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,493
−HK$2,292/mo
Today · 4.125%
HK$88,785
baseline
▲ 0.50% · 4.625%
HK$93,464
+HK$4,679/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,570/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,775 · Scale 2, in force from 26 Feb 2026)