LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,067
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,375
−HK$1,330/mo
Today · 4.125%
HK$44,705
baseline
▲ 0.50% · 4.625%
HK$47,425
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,410/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,799
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,054
−HK$1,273/mo
Today · 4.125%
HK$49,327
baseline
▲ 0.50% · 4.625%
HK$51,927
+HK$2,600/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,654/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,480
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,050
−HK$1,596/mo
Today · 4.125%
HK$53,646
baseline
▲ 0.50% · 4.625%
HK$56,910
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,292/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,159
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,665
−HK$1,528/mo
Today · 4.125%
HK$59,193
baseline
▲ 0.50% · 4.625%
HK$62,313
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,386/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,894
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,725
−HK$1,862/mo
Today · 4.125%
HK$62,587
baseline
▲ 0.50% · 4.625%
HK$66,395
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,174/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,519
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,276
−HK$1,782/mo
Today · 4.125%
HK$69,058
baseline
▲ 0.50% · 4.625%
HK$72,698
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,116/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,720
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,076
−HK$2,393/mo
Today · 4.125%
HK$80,469
baseline
▲ 0.50% · 4.625%
HK$85,365
+HK$4,896/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,938/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,238
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,497
−HK$2,292/mo
Today · 4.125%
HK$88,789
baseline
▲ 0.50% · 4.625%
HK$93,469
+HK$4,680/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,578/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,811 · Scale 2, in force from 26 Feb 2026)