LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,069
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,378
−HK$1,330/mo
Today · 4.125%
HK$44,708
baseline
▲ 0.50% · 4.625%
HK$47,428
+HK$2,720/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$89,416/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,802
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,057
−HK$1,273/mo
Today · 4.125%
HK$49,330
baseline
▲ 0.50% · 4.625%
HK$51,931
+HK$2,601/mo
Deposit HK$9.22M · loan HK$9.22M · min. income ≈ HK$98,660/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,483
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,054
−HK$1,595/mo
Today · 4.125%
HK$53,649
baseline
▲ 0.50% · 4.625%
HK$56,913
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,298/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,162
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,668
−HK$1,528/mo
Today · 4.125%
HK$59,196
baseline
▲ 0.50% · 4.625%
HK$62,317
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,392/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,897
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,729
−HK$1,862/mo
Today · 4.125%
HK$62,591
baseline
▲ 0.50% · 4.625%
HK$66,399
+HK$3,808/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$125,182/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,523
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,280
−HK$1,783/mo
Today · 4.125%
HK$69,063
baseline
▲ 0.50% · 4.625%
HK$72,703
+HK$3,640/mo
Deposit HK$5.53M · loan HK$12.91M · min. income ≈ HK$138,126/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,725
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,080
−HK$2,394/mo
Today · 4.125%
HK$80,474
baseline
▲ 0.50% · 4.625%
HK$85,370
+HK$4,896/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$160,948/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,243
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,503
−HK$2,292/mo
Today · 4.125%
HK$88,795
baseline
▲ 0.50% · 4.625%
HK$93,475
+HK$4,680/mo
Deposit HK$1.84M · loan HK$16.60M · min. income ≈ HK$177,590/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,854 · Scale 2, in force from 26 Feb 2026)