LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,072
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,380
−HK$1,330/mo
Today · 4.125%
HK$44,710
baseline
▲ 0.50% · 4.625%
HK$47,430
+HK$2,720/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,420/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,804
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,059
−HK$1,274/mo
Today · 4.125%
HK$49,333
baseline
▲ 0.50% · 4.625%
HK$51,933
+HK$2,600/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,666/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,486
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,056
−HK$1,596/mo
Today · 4.125%
HK$53,652
baseline
▲ 0.50% · 4.625%
HK$56,916
+HK$3,264/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,304/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,165
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,671
−HK$1,529/mo
Today · 4.125%
HK$59,200
baseline
▲ 0.50% · 4.625%
HK$62,320
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,400/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,900
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,732
−HK$1,862/mo
Today · 4.125%
HK$62,594
baseline
▲ 0.50% · 4.625%
HK$66,402
+HK$3,808/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,188/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,526
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,283
−HK$1,783/mo
Today · 4.125%
HK$69,066
baseline
▲ 0.50% · 4.625%
HK$72,707
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,132/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,729
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,084
−HK$2,394/mo
Today · 4.125%
HK$80,478
baseline
▲ 0.50% · 4.625%
HK$85,375
+HK$4,897/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,956/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,248
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,507
−HK$2,292/mo
Today · 4.125%
HK$88,799
baseline
▲ 0.50% · 4.625%
HK$93,480
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,598/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,890 · Scale 2, in force from 26 Feb 2026)