LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,073
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,330/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,720/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,806
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,061
−HK$1,274/mo
Today · 4.125%
HK$49,335
baseline
▲ 0.50% · 4.625%
HK$51,935
+HK$2,600/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,670/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,488
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,058
−HK$1,596/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,919
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,167
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,674
−HK$1,528/mo
Today · 4.125%
HK$59,202
baseline
▲ 0.50% · 4.625%
HK$62,322
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,404/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,903
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,735
−HK$1,861/mo
Today · 4.125%
HK$62,596
baseline
▲ 0.50% · 4.625%
HK$66,405
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,192/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,529
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,286
−HK$1,783/mo
Today · 4.125%
HK$69,069
baseline
▲ 0.50% · 4.625%
HK$72,710
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,138/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,732
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,088
−HK$2,393/mo
Today · 4.125%
HK$80,481
baseline
▲ 0.50% · 4.625%
HK$85,378
+HK$4,897/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,962/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,251
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,511
−HK$2,292/mo
Today · 4.125%
HK$88,803
baseline
▲ 0.50% · 4.625%
HK$93,484
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,606/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,918 · Scale 2, in force from 26 Feb 2026)