LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,074
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,330/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,433
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,807
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,062
−HK$1,273/mo
Today · 4.125%
HK$49,335
baseline
▲ 0.50% · 4.625%
HK$51,936
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,670/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,488
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,059
−HK$1,595/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,919
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,168
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,674
−HK$1,528/mo
Today · 4.125%
HK$59,202
baseline
▲ 0.50% · 4.625%
HK$62,323
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,404/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,903
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,735
−HK$1,862/mo
Today · 4.125%
HK$62,597
baseline
▲ 0.50% · 4.625%
HK$66,406
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,194/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,529
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,287
−HK$1,782/mo
Today · 4.125%
HK$69,069
baseline
▲ 0.50% · 4.625%
HK$72,710
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,138/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,733
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,088
−HK$2,394/mo
Today · 4.125%
HK$80,482
baseline
▲ 0.50% · 4.625%
HK$85,379
+HK$4,897/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,964/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,252
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,511
−HK$2,293/mo
Today · 4.125%
HK$88,804
baseline
▲ 0.50% · 4.625%
HK$93,485
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,608/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,924 · Scale 2, in force from 26 Feb 2026)