LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,075
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,384
−HK$1,330/mo
Today · 4.125%
HK$44,714
baseline
▲ 0.50% · 4.625%
HK$47,434
+HK$2,720/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,428/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,808
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,064
−HK$1,273/mo
Today · 4.125%
HK$49,337
baseline
▲ 0.50% · 4.625%
HK$51,938
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,674/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,490
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,061
−HK$1,595/mo
Today · 4.125%
HK$53,656
baseline
▲ 0.50% · 4.625%
HK$56,921
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,312/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,170
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,676
−HK$1,529/mo
Today · 4.125%
HK$59,205
baseline
▲ 0.50% · 4.625%
HK$62,325
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,410/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,905
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,737
−HK$1,862/mo
Today · 4.125%
HK$62,599
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,198/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,531
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,289
−HK$1,783/mo
Today · 4.125%
HK$69,072
baseline
▲ 0.50% · 4.625%
HK$72,713
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,144/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,735
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,091
−HK$2,394/mo
Today · 4.125%
HK$80,485
baseline
▲ 0.50% · 4.625%
HK$85,382
+HK$4,897/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,970/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,255
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,514
−HK$2,293/mo
Today · 4.125%
HK$88,807
baseline
▲ 0.50% · 4.625%
HK$93,488
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,614/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,948 · Scale 2, in force from 26 Feb 2026)