LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,076
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,385
−HK$1,330/mo
Today · 4.125%
HK$44,715
baseline
▲ 0.50% · 4.625%
HK$47,435
+HK$2,720/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,430/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,065
−HK$1,273/mo
Today · 4.125%
HK$49,338
baseline
▲ 0.50% · 4.625%
HK$51,939
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,676/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,491
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,062
−HK$1,595/mo
Today · 4.125%
HK$53,657
baseline
▲ 0.50% · 4.625%
HK$56,922
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,314/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,171
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,677
−HK$1,529/mo
Today · 4.125%
HK$59,206
baseline
▲ 0.50% · 4.625%
HK$62,326
+HK$3,120/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,412/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,906
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,739
−HK$1,861/mo
Today · 4.125%
HK$62,600
baseline
▲ 0.50% · 4.625%
HK$66,409
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,200/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,533
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,290
−HK$1,783/mo
Today · 4.125%
HK$69,073
baseline
▲ 0.50% · 4.625%
HK$72,714
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,146/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,737
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,093
−HK$2,393/mo
Today · 4.125%
HK$80,486
baseline
▲ 0.50% · 4.625%
HK$85,384
+HK$4,898/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,972/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,256
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,516
−HK$2,293/mo
Today · 4.125%
HK$88,809
baseline
▲ 0.50% · 4.625%
HK$93,490
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,618/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,962 · Scale 2, in force from 26 Feb 2026)