LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,076
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,385
−HK$1,330/mo
Today · 4.125%
HK$44,715
baseline
▲ 0.50% · 4.625%
HK$47,436
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,430/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,065
−HK$1,273/mo
Today · 4.125%
HK$49,338
baseline
▲ 0.50% · 4.625%
HK$51,939
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,676/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,492
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,062
−HK$1,596/mo
Today · 4.125%
HK$53,658
baseline
▲ 0.50% · 4.625%
HK$56,923
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,316/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,171
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,678
−HK$1,528/mo
Today · 4.125%
HK$59,206
baseline
▲ 0.50% · 4.625%
HK$62,327
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,412/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,907
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,739
−HK$1,862/mo
Today · 4.125%
HK$62,601
baseline
▲ 0.50% · 4.625%
HK$66,410
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,202/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,533
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,291
−HK$1,783/mo
Today · 4.125%
HK$69,074
baseline
▲ 0.50% · 4.625%
HK$72,715
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,148/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,737
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,093
−HK$2,394/mo
Today · 4.125%
HK$80,487
baseline
▲ 0.50% · 4.625%
HK$85,384
+HK$4,897/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,974/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,257
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,517
−HK$2,292/mo
Today · 4.125%
HK$88,809
baseline
▲ 0.50% · 4.625%
HK$93,490
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,618/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$691,967 · Scale 2, in force from 26 Feb 2026)